Market Overview
Home Prices in Winter Harbor, ME
The median home value in Winter Harbor, ME is $369,653 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 6.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winter Harbor are priced10% below average.
Over the past five years, Winter Harbor home values have risen by approximately23.8%, reflecting strong long-term appreciation in this market.
Price History
Winter Harbor Home Price Trend
2021
$298,662
$299K
—
2022
$335,912
$336K
+12.5%
2023
$348,975
$349K
+3.9%
2024
$336,989
$337K
-3.4%
2025
$360,225
$360K
+6.9%
2026
$369,653
$370K
+2.6%
City Comparison
Winter Harbor vs. National Median
🏠 Winter Harbor
$369,653
National Median
$410,000
At $369,653, homes in Winter Harbor cost 10% below the national median of $410,000. This makes Winter Harbor a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winter Harbor?
20% Down Payment
$73,931
on $369,653
Monthly P&I
$1,928/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,449/mo
incl. taxes & insurance
Income Needed
$97,960
gross annual (30% rule)
10% Down Option
$36,965
+ PMI applies
Loan Amount (20% dn)
$295,722
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winter Harbor, ME?
The median home value in Winter Harbor is $369,653 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Winter Harbor?
Over the past year, home values in Winter Harbor have increased by 2.6%. Over five years, prices have risen approximately 23.8%.
How much do I need to earn to buy a home in Winter Harbor?
To comfortably afford the median home price of $369,653 with a 20% down payment ($73,931) at today's rates (6.8%), you'd need a gross annual income of approximately $97,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Winter Harbor compare to the national average home price?
The national median home value is approximately $410,000. At $369,653, homes in Winter Harbor are 10% below the national average.