Market Overview
Home Prices in Kansas City, MO
The median home value in Kansas City, MO is $257,356 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kansas City are priced37% below average. Kansas City is part of the Kansas City, MO-KS metro area.
Over the past five years, Kansas City home values have risen by approximately23.6%, reflecting strong long-term appreciation in this market.
Price History
Kansas City Home Price Trend
City Comparison
Kansas City vs. National Median
At $257,356, homes in Kansas City cost 37% below the national median of $410,000. This makes Kansas City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kansas City?
20% Down Payment
$51,471
on $257,356
Monthly P&I
$1,342/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,704/mo
incl. taxes & insurance
Income Needed
$68,160
gross annual (30% rule)
10% Down Option
$25,736
+ PMI applies
Loan Amount (20% dn)
$205,885
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kansas City, MO?
The median home value in Kansas City is $257,356 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Kansas City?
Over the past year, home values in Kansas City have increased by 1.2%. Over five years, prices have risen approximately 23.6%.
How much do I need to earn to buy a home in Kansas City?
To comfortably afford the median home price of $257,356 with a 20% down payment ($51,471) at today's rates (6.8%), you'd need a gross annual income of approximately $68,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Kansas City compare to the national average home price?
The national median home value is approximately $410,000. At $257,356, homes in Kansas City are 37% below the national average.
What metro area is Kansas City part of?
Kansas City is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.