Market Overview
Home Prices in Saint Louis, MO
The median home value in Saint Louis, MO is $191,644 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Louis are priced53% below average. Saint Louis is part of the St. Louis, MO-IL metro area.
Over the past five years, Saint Louis home values have risen by approximately13.1%, reflecting steady appreciation in this market.
Price History
Saint Louis Home Price Trend
City Comparison
Saint Louis vs. National Median
At $191,644, homes in Saint Louis cost 53% below the national median of $410,000. This makes Saint Louis a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Louis?
20% Down Payment
$38,329
on $191,644
Monthly P&I
$999/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,269/mo
incl. taxes & insurance
Income Needed
$50,760
gross annual (30% rule)
10% Down Option
$19,164
+ PMI applies
Loan Amount (20% dn)
$153,315
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Louis, MO?
The median home value in Saint Louis is $191,644 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Saint Louis?
Over the past year, home values in Saint Louis have decreased by 0.6%. Over five years, prices have risen approximately 13.1%.
How much do I need to earn to buy a home in Saint Louis?
To comfortably afford the median home price of $191,644 with a 20% down payment ($38,329) at today's rates (6.8%), you'd need a gross annual income of approximately $50,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Louis compare to the national average home price?
The national median home value is approximately $410,000. At $191,644, homes in Saint Louis are 53% below the national average.
What metro area is Saint Louis part of?
Saint Louis is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.