Market Overview
Home Prices in Lincoln, RI
The median home value in Lincoln, RI is $563,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lincoln are priced37% above average. Lincoln is part of the Providence-Warwick, RI-MA metro area.
Over the past five years, Lincoln home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.
Price History
Lincoln Home Price Trend
City Comparison
Lincoln vs. National Median
At $563,676, homes in Lincoln cost 37% above the national median of $410,000. Buyers in Lincoln should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lincoln?
20% Down Payment
$112,735
on $563,676
Monthly P&I
$2,940/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,734/mo
incl. taxes & insurance
Income Needed
$149,360
gross annual (30% rule)
10% Down Option
$56,368
+ PMI applies
Loan Amount (20% dn)
$450,941
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lincoln, RI?
The median home value in Lincoln is $563,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Lincoln?
Over the past year, home values in Lincoln have increased by 4.9%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in Lincoln?
To comfortably afford the median home price of $563,676 with a 20% down payment ($112,735) at today's rates (6.8%), you'd need a gross annual income of approximately $149,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Lincoln compare to the national average home price?
The national median home value is approximately $410,000. At $563,676, homes in Lincoln are 37% above the national average.
What metro area is Lincoln part of?
Lincoln is part of the Providence-Warwick, RI-MA metropolitan area. Home prices and market conditions can vary across the broader metro region.