Market Overview
Home Prices in Pawtucket, RI
The median home value in Pawtucket, RI is $405,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pawtucket are priced1% below average. Pawtucket is part of the Providence-Warwick, RI-MA metro area.
Over the past five years, Pawtucket home values have risen by approximately34.6%, reflecting strong long-term appreciation in this market.
Price History
Pawtucket Home Price Trend
City Comparison
Pawtucket vs. National Median
At $405,279, homes in Pawtucket cost 1% below the national median of $410,000. This makes Pawtucket a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pawtucket?
20% Down Payment
$81,056
on $405,279
Monthly P&I
$2,114/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,685/mo
incl. taxes & insurance
Income Needed
$107,400
gross annual (30% rule)
10% Down Option
$40,528
+ PMI applies
Loan Amount (20% dn)
$324,223
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pawtucket, RI?
The median home value in Pawtucket is $405,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Pawtucket?
Over the past year, home values in Pawtucket have increased by 1.1%. Over five years, prices have risen approximately 34.6%.
How much do I need to earn to buy a home in Pawtucket?
To comfortably afford the median home price of $405,279 with a 20% down payment ($81,056) at today's rates (6.8%), you'd need a gross annual income of approximately $107,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Pawtucket compare to the national average home price?
The national median home value is approximately $410,000. At $405,279, homes in Pawtucket are 1% below the national average.
What metro area is Pawtucket part of?
Pawtucket is part of the Providence-Warwick, RI-MA metropolitan area. Home prices and market conditions can vary across the broader metro region.