Market Overview
Home Prices in Belle Fourche, SD
The median home value in Belle Fourche, SD is $350,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and down 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belle Fourche are priced15% below average.
Over the past five years, Belle Fourche home values have risen by approximately13.3%, reflecting steady appreciation in this market.
Price History
Belle Fourche Home Price Trend
2020
$269,772
$270K
—
2021
$309,295
$309K
+14.7%
2022
$377,191
$377K
+22.0%
2023
$362,411
$362K
-3.9%
2024
$358,629
$359K
-1.0%
2025
$345,668
$346K
-3.6%
2026
$350,424
$350K
+1.4%
City Comparison
Belle Fourche vs. National Median
🏠 Belle Fourche
$350,424
National Median
$410,000
At $350,424, homes in Belle Fourche cost 15% below the national median of $410,000. This makes Belle Fourche a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belle Fourche?
20% Down Payment
$70,085
on $350,424
Monthly P&I
$1,828/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,322/mo
incl. taxes & insurance
Income Needed
$92,880
gross annual (30% rule)
10% Down Option
$35,042
+ PMI applies
Loan Amount (20% dn)
$280,339
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belle Fourche, SD?
The median home value in Belle Fourche is $350,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Belle Fourche?
Over the past year, home values in Belle Fourche have increased by 1.4%. Over five years, prices have risen approximately 13.3%.
How much do I need to earn to buy a home in Belle Fourche?
To comfortably afford the median home price of $350,424 with a 20% down payment ($70,085) at today's rates (6.8%), you'd need a gross annual income of approximately $92,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Belle Fourche compare to the national average home price?
The national median home value is approximately $410,000. At $350,424, homes in Belle Fourche are 15% below the national average.