Market Overview
Home Prices in Big Stone City, SD
The median home value in Big Stone City, SD is $256,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and down 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Big Stone City are priced37% below average.
Over the past five years, Big Stone City home values have fallen by approximately4.1%, reflecting softening conditions in this market.
Price History
Big Stone City Home Price Trend
2020
$234,513
$235K
—
2021
$267,617
$268K
+14.1%
2022
$287,626
$288K
+7.5%
2023
$266,196
$266K
-7.5%
2024
$241,359
$241K
-9.3%
2025
$234,742
$235K
-2.7%
2026
$256,636
$257K
+9.3%
City Comparison
Big Stone City vs. National Median
🏠 Big Stone City
$256,636
National Median
$410,000
At $256,636, homes in Big Stone City cost 37% below the national median of $410,000. This makes Big Stone City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Big Stone City?
20% Down Payment
$51,327
on $256,636
Monthly P&I
$1,338/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,699/mo
incl. taxes & insurance
Income Needed
$67,960
gross annual (30% rule)
10% Down Option
$25,664
+ PMI applies
Loan Amount (20% dn)
$205,309
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Big Stone City, SD?
The median home value in Big Stone City is $256,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Big Stone City?
Over the past year, home values in Big Stone City have increased by 9.3%. Over five years, prices have fallen approximately 4.1%.
How much do I need to earn to buy a home in Big Stone City?
To comfortably afford the median home price of $256,636 with a 20% down payment ($51,327) at today's rates (6.8%), you'd need a gross annual income of approximately $67,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Big Stone City compare to the national average home price?
The national median home value is approximately $410,000. At $256,636, homes in Big Stone City are 37% below the national average.