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📍 Bridgewater, SD · Zillow ZHVI · July 2026

Average Home Price in
Bridgewater, SD

Sioux Falls, SD metro area · McCook County County

Median Home Value
$257,362
↑ 8.2% year-over-year
vs. National Median
$410,000
Bridgewater is 37% below
Est. Monthly Payment
$1,342/mo
20% down · 6.8% rate
Income Needed
$68K
gross annual (30% rule)
Median Home Value
$257,362
↑ 8.2% year-over-year
Down Payment (20%)$51,472
Monthly P&I$1,342/mo
With Taxes & Ins.~$1,704/mo
Income Needed$68,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bridgewater, SD

The median home value in Bridgewater, SD is $257,362 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.2% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bridgewater are priced37% below average. Bridgewater is part of the Sioux Falls, SD metro area.

City Comparison

Bridgewater vs. National Median

🏠 Bridgewater
$257,362
National Median
$410,000

At $257,362, homes in Bridgewater cost 37% below the national median of $410,000. This makes Bridgewater a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bridgewater?

20% Down Payment
$51,472
on $257,362
Monthly P&I
$1,342/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,704/mo
incl. taxes & insurance
Income Needed
$68,160
gross annual (30% rule)
10% Down Option
$25,736
+ PMI applies
Loan Amount (20% dn)
$205,890
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bridgewater, SD?
The median home value in Bridgewater is $257,362 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.2% year-over-year.
How much have home prices changed in Bridgewater?
Over the past year, home values in Bridgewater have increased by 8.2%.
How much do I need to earn to buy a home in Bridgewater?
To comfortably afford the median home price of $257,362 with a 20% down payment ($51,472) at today's rates (6.8%), you'd need a gross annual income of approximately $68,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Bridgewater compare to the national average home price?
The national median home value is approximately $410,000. At $257,362, homes in Bridgewater are 37% below the national average.
What metro area is Bridgewater part of?
Bridgewater is part of the Sioux Falls, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.