Market Overview
Home Prices in Bruce, SD
The median home value in Bruce, SD is $368,715 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bruce are priced10% below average. Bruce is part of the Brookings, SD metro area.
Over the past five years, Bruce home values have risen by approximately21.6%, reflecting strong long-term appreciation in this market.
Price History
Bruce Home Price Trend
2020
$251,060
$251K
—
2021
$303,193
$303K
+20.8%
2022
$333,930
$334K
+10.1%
2023
$346,654
$347K
+3.8%
2024
$354,656
$355K
+2.3%
2025
$349,216
$349K
-1.5%
2026
$368,715
$369K
+5.6%
City Comparison
Bruce vs. National Median
🏠 Bruce
$368,715
National Median
$410,000
At $368,715, homes in Bruce cost 10% below the national median of $410,000. This makes Bruce a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bruce?
20% Down Payment
$73,743
on $368,715
Monthly P&I
$1,923/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,442/mo
incl. taxes & insurance
Income Needed
$97,680
gross annual (30% rule)
10% Down Option
$36,872
+ PMI applies
Loan Amount (20% dn)
$294,972
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bruce, SD?
The median home value in Bruce is $368,715 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Bruce?
Over the past year, home values in Bruce have increased by 5.6%. Over five years, prices have risen approximately 21.6%.
How much do I need to earn to buy a home in Bruce?
To comfortably afford the median home price of $368,715 with a 20% down payment ($73,743) at today's rates (6.8%), you'd need a gross annual income of approximately $97,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Bruce compare to the national average home price?
The national median home value is approximately $410,000. At $368,715, homes in Bruce are 10% below the national average.
What metro area is Bruce part of?
Bruce is part of the Brookings, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.