Market Overview
Home Prices in Clark, SD
The median home value in Clark, SD is $197,201 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and up 16.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clark are priced52% below average.
Over the past five years, Clark home values have risen by approximately21.9%, reflecting strong long-term appreciation in this market.
Price History
Clark Home Price Trend
2020
$159,730
$160K
—
2021
$161,824
$162K
+1.3%
2022
$177,908
$178K
+9.9%
2023
$168,804
$169K
-5.1%
2024
$171,304
$171K
+1.5%
2025
$198,881
$199K
+16.1%
2026
$197,201
$197K
-0.8%
City Comparison
Clark vs. National Median
🏠 Clark
$197,201
National Median
$410,000
At $197,201, homes in Clark cost 52% below the national median of $410,000. This makes Clark a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clark?
20% Down Payment
$39,440
on $197,201
Monthly P&I
$1,028/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,306/mo
incl. taxes & insurance
Income Needed
$52,240
gross annual (30% rule)
10% Down Option
$19,720
+ PMI applies
Loan Amount (20% dn)
$157,761
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clark, SD?
The median home value in Clark is $197,201 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Clark?
Over the past year, home values in Clark have decreased by 0.8%. Over five years, prices have risen approximately 21.9%.
How much do I need to earn to buy a home in Clark?
To comfortably afford the median home price of $197,201 with a 20% down payment ($39,440) at today's rates (6.8%), you'd need a gross annual income of approximately $52,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Clark compare to the national average home price?
The national median home value is approximately $410,000. At $197,201, homes in Clark are 52% below the national average.