Market Overview
Home Prices in Harrold, SD
The median home value in Harrold, SD is $381,714 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 7.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harrold are priced7% below average. Harrold is part of the Pierre, SD metro area.
Price History
Harrold Home Price Trend
2024
$346,448
$346K
—
2025
$371,334
$371K
+7.2%
2026
$381,714
$382K
+2.8%
City Comparison
Harrold vs. National Median
🏠 Harrold
$381,714
National Median
$410,000
At $381,714, homes in Harrold cost 7% below the national median of $410,000. This makes Harrold a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harrold?
20% Down Payment
$76,343
on $381,714
Monthly P&I
$1,991/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,529/mo
incl. taxes & insurance
Income Needed
$101,160
gross annual (30% rule)
10% Down Option
$38,171
+ PMI applies
Loan Amount (20% dn)
$305,371
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harrold, SD?
The median home value in Harrold is $381,714 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Harrold?
Over the past year, home values in Harrold have increased by 2.8%.
How much do I need to earn to buy a home in Harrold?
To comfortably afford the median home price of $381,714 with a 20% down payment ($76,343) at today's rates (6.8%), you'd need a gross annual income of approximately $101,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Harrold compare to the national average home price?
The national median home value is approximately $410,000. At $381,714, homes in Harrold are 7% below the national average.
What metro area is Harrold part of?
Harrold is part of the Pierre, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.