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📍 Hayti, SD · Zillow ZHVI · July 2026

Average Home Price in
Hayti, SD

Watertown, SD metro area · Hamlin County County

Median Home Value
$320,310
↑ 8.4% year-over-year
vs. National Median
$410,000
Hayti is 22% below
Est. Monthly Payment
$1,671/mo
20% down · 6.8% rate
Income Needed
$85K
gross annual (30% rule)
Median Home Value
$320,310
↑ 8.4% year-over-year
Down Payment (20%)$64,062
Monthly P&I$1,671/mo
With Taxes & Ins.~$2,122/mo
Income Needed$84,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hayti, SD

The median home value in Hayti, SD is $320,310 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.4% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hayti are priced22% below average. Hayti is part of the Watertown, SD metro area.

City Comparison

Hayti vs. National Median

🏠 Hayti
$320,310
National Median
$410,000

At $320,310, homes in Hayti cost 22% below the national median of $410,000. This makes Hayti a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Hayti?

20% Down Payment
$64,062
on $320,310
Monthly P&I
$1,671/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,122/mo
incl. taxes & insurance
Income Needed
$84,880
gross annual (30% rule)
10% Down Option
$32,031
+ PMI applies
Loan Amount (20% dn)
$256,248
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hayti, SD?
The median home value in Hayti is $320,310 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.4% year-over-year.
How much have home prices changed in Hayti?
Over the past year, home values in Hayti have increased by 8.4%.
How much do I need to earn to buy a home in Hayti?
To comfortably afford the median home price of $320,310 with a 20% down payment ($64,062) at today's rates (6.8%), you'd need a gross annual income of approximately $84,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Hayti compare to the national average home price?
The national median home value is approximately $410,000. At $320,310, homes in Hayti are 22% below the national average.
What metro area is Hayti part of?
Hayti is part of the Watertown, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.