Market Overview
Home Prices in North Sioux City, SD
The median home value in North Sioux City, SD is $428,873 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in North Sioux City are priced5% above average. North Sioux City is part of the Sioux City, IA-NE-SD metro area.
Over the past five years, North Sioux City home values have risen by approximately16.3%, reflecting steady appreciation in this market.
Price History
North Sioux City Home Price Trend
City Comparison
North Sioux City vs. National Median
At $428,873, homes in North Sioux City cost 5% above the national median of $410,000. Buyers in North Sioux City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in North Sioux City?
20% Down Payment
$85,775
on $428,873
Monthly P&I
$2,237/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,841/mo
incl. taxes & insurance
Income Needed
$113,640
gross annual (30% rule)
10% Down Option
$42,887
+ PMI applies
Loan Amount (20% dn)
$343,098
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in North Sioux City, SD?
The median home value in North Sioux City is $428,873 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in North Sioux City?
Over the past year, home values in North Sioux City have increased by 1.7%. Over five years, prices have risen approximately 16.3%.
How much do I need to earn to buy a home in North Sioux City?
To comfortably afford the median home price of $428,873 with a 20% down payment ($85,775) at today's rates (6.8%), you'd need a gross annual income of approximately $113,640. This assumes keeping total housing costs at or below 30% of gross income.
How does North Sioux City compare to the national average home price?
The national median home value is approximately $410,000. At $428,873, homes in North Sioux City are 5% above the national average.
What metro area is North Sioux City part of?
North Sioux City is part of the Sioux City, IA-NE-SD metropolitan area. Home prices and market conditions can vary across the broader metro region.