Market Overview
Home Prices in Saint Lawrence, SD
The median home value in Saint Lawrence, SD is $288,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and down 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Lawrence are priced30% below average.
Over the past five years, Saint Lawrence home values have risen by approximately18.3%, reflecting steady appreciation in this market.
Price History
Saint Lawrence Home Price Trend
2020
$210,691
$211K
—
2021
$243,662
$244K
+15.6%
2022
$294,133
$294K
+20.7%
2023
$286,246
$286K
-2.7%
2024
$284,581
$285K
-0.6%
2025
$278,779
$279K
-2.0%
2026
$288,170
$288K
+3.4%
City Comparison
Saint Lawrence vs. National Median
🏠 Saint Lawrence
$288,170
National Median
$410,000
At $288,170, homes in Saint Lawrence cost 30% below the national median of $410,000. This makes Saint Lawrence a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Lawrence?
20% Down Payment
$57,634
on $288,170
Monthly P&I
$1,503/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,909/mo
incl. taxes & insurance
Income Needed
$76,360
gross annual (30% rule)
10% Down Option
$28,817
+ PMI applies
Loan Amount (20% dn)
$230,536
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Lawrence, SD?
The median home value in Saint Lawrence is $288,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Saint Lawrence?
Over the past year, home values in Saint Lawrence have increased by 3.4%. Over five years, prices have risen approximately 18.3%.
How much do I need to earn to buy a home in Saint Lawrence?
To comfortably afford the median home price of $288,170 with a 20% down payment ($57,634) at today's rates (6.8%), you'd need a gross annual income of approximately $76,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Lawrence compare to the national average home price?
The national median home value is approximately $410,000. At $288,170, homes in Saint Lawrence are 30% below the national average.