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📍 South Shore, SD · Zillow ZHVI · July 2026

Average Home Price in
South Shore, SD

Watertown, SD metro area · Codington County County

Median Home Value
$574,094
↓ 10.1% year-over-year
vs. National Median
$410,000
South Shore is 40% above
Est. Monthly Payment
$2,994/mo
20% down · 6.8% rate
Income Needed
$152K
gross annual (30% rule)
Median Home Value
$574,094
↓ 10.1% year-over-year
Down Payment (20%)$114,819
Monthly P&I$2,994/mo
With Taxes & Ins.~$3,802/mo
Income Needed$152,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in South Shore, SD

The median home value in South Shore, SD is $574,094 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.1% compared to a year ago and down 16.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in South Shore are priced40% above average. South Shore is part of the Watertown, SD metro area.

City Comparison

South Shore vs. National Median

🏠 South Shore
$574,094
National Median
$410,000

At $574,094, homes in South Shore cost 40% above the national median of $410,000. Buyers in South Shore should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in South Shore?

20% Down Payment
$114,819
on $574,094
Monthly P&I
$2,994/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,802/mo
incl. taxes & insurance
Income Needed
$152,080
gross annual (30% rule)
10% Down Option
$57,409
+ PMI applies
Loan Amount (20% dn)
$459,275
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in South Shore, SD?
The median home value in South Shore is $574,094 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.1% year-over-year.
How much have home prices changed in South Shore?
Over the past year, home values in South Shore have decreased by 10.1%.
How much do I need to earn to buy a home in South Shore?
To comfortably afford the median home price of $574,094 with a 20% down payment ($114,819) at today's rates (6.8%), you'd need a gross annual income of approximately $152,080. This assumes keeping total housing costs at or below 30% of gross income.
How does South Shore compare to the national average home price?
The national median home value is approximately $410,000. At $574,094, homes in South Shore are 40% above the national average.
What metro area is South Shore part of?
South Shore is part of the Watertown, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.