Market Overview
Home Prices in Worthing, SD
The median home value in Worthing, SD is $305,742 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Worthing are priced25% below average. Worthing is part of the Sioux Falls, SD metro area.
Over the past five years, Worthing home values have risen by approximately34.4%, reflecting strong long-term appreciation in this market.
Price History
Worthing Home Price Trend
City Comparison
Worthing vs. National Median
At $305,742, homes in Worthing cost 25% below the national median of $410,000. This makes Worthing a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Worthing?
20% Down Payment
$61,148
on $305,742
Monthly P&I
$1,595/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,026/mo
incl. taxes & insurance
Income Needed
$81,040
gross annual (30% rule)
10% Down Option
$30,574
+ PMI applies
Loan Amount (20% dn)
$244,594
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Worthing, SD?
The median home value in Worthing is $305,742 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Worthing?
Over the past year, home values in Worthing have increased by 0.6%. Over five years, prices have risen approximately 34.4%.
How much do I need to earn to buy a home in Worthing?
To comfortably afford the median home price of $305,742 with a 20% down payment ($61,148) at today's rates (6.8%), you'd need a gross annual income of approximately $81,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Worthing compare to the national average home price?
The national median home value is approximately $410,000. At $305,742, homes in Worthing are 25% below the national average.
What metro area is Worthing part of?
Worthing is part of the Sioux Falls, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.