Market Overview
Home Prices in American Fork, UT
The median home value in American Fork, UT is $531,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in American Fork are priced30% above average. American Fork is part of the Provo-Orem, UT metro area.
Over the past five years, American Fork home values have risen by approximately16.5%, reflecting steady appreciation in this market.
Price History
American Fork Home Price Trend
City Comparison
American Fork vs. National Median
At $531,178, homes in American Fork cost 30% above the national median of $410,000. Buyers in American Fork should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in American Fork?
20% Down Payment
$106,236
on $531,178
Monthly P&I
$2,770/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,518/mo
incl. taxes & insurance
Income Needed
$140,720
gross annual (30% rule)
10% Down Option
$53,118
+ PMI applies
Loan Amount (20% dn)
$424,942
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in American Fork, UT?
The median home value in American Fork is $531,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in American Fork?
Over the past year, home values in American Fork have increased by 2.1%. Over five years, prices have risen approximately 16.5%.
How much do I need to earn to buy a home in American Fork?
To comfortably afford the median home price of $531,178 with a 20% down payment ($106,236) at today's rates (6.8%), you'd need a gross annual income of approximately $140,720. This assumes keeping total housing costs at or below 30% of gross income.
How does American Fork compare to the national average home price?
The national median home value is approximately $410,000. At $531,178, homes in American Fork are 30% above the national average.
What metro area is American Fork part of?
American Fork is part of the Provo-Orem, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.