Market Overview
Home Prices in Ogden, UT
The median home value in Ogden, UT is $401,774 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ogden are priced2% below average. Ogden is part of the Ogden-Clearfield, UT metro area.
Over the past five years, Ogden home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.
Price History
Ogden Home Price Trend
City Comparison
Ogden vs. National Median
At $401,774, homes in Ogden cost 2% below the national median of $410,000. This makes Ogden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ogden?
20% Down Payment
$80,355
on $401,774
Monthly P&I
$2,095/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,661/mo
incl. taxes & insurance
Income Needed
$106,440
gross annual (30% rule)
10% Down Option
$40,177
+ PMI applies
Loan Amount (20% dn)
$321,419
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ogden, UT?
The median home value in Ogden is $401,774 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Ogden?
Over the past year, home values in Ogden have increased by 0.6%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Ogden?
To comfortably afford the median home price of $401,774 with a 20% down payment ($80,355) at today's rates (6.8%), you'd need a gross annual income of approximately $106,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Ogden compare to the national average home price?
The national median home value is approximately $410,000. At $401,774, homes in Ogden are 2% below the national average.
What metro area is Ogden part of?
Ogden is part of the Ogden-Clearfield, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.