Market Overview
Home Prices in Bear River City, UT
The median home value in Bear River City, UT is $472,963 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bear River City are priced15% above average. Bear River City is part of the Ogden-Clearfield, UT metro area.
Price History
Bear River City Home Price Trend
2024
$453,600
$454K
—
2025
$468,652
$469K
+3.3%
2026
$472,963
$473K
+0.9%
City Comparison
Bear River City vs. National Median
🏠 Bear River City
$472,963
National Median
$410,000
At $472,963, homes in Bear River City cost 15% above the national median of $410,000. Buyers in Bear River City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bear River City?
20% Down Payment
$94,593
on $472,963
Monthly P&I
$2,467/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,133/mo
incl. taxes & insurance
Income Needed
$125,320
gross annual (30% rule)
10% Down Option
$47,296
+ PMI applies
Loan Amount (20% dn)
$378,370
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bear River City, UT?
The median home value in Bear River City is $472,963 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Bear River City?
Over the past year, home values in Bear River City have increased by 0.9%.
How much do I need to earn to buy a home in Bear River City?
To comfortably afford the median home price of $472,963 with a 20% down payment ($94,593) at today's rates (6.8%), you'd need a gross annual income of approximately $125,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Bear River City compare to the national average home price?
The national median home value is approximately $410,000. At $472,963, homes in Bear River City are 15% above the national average.
What metro area is Bear River City part of?
Bear River City is part of the Ogden-Clearfield, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.