Market Overview
Home Prices in Central, UT
The median home value in Central, UT is $393,880 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Central are priced4% below average. Central is part of the St. George, UT metro area.
Over the past five years, Central home values have risen by approximately20.5%, reflecting strong long-term appreciation in this market.
Price History
Central Home Price Trend
City Comparison
Central vs. National Median
At $393,880, homes in Central cost 4% below the national median of $410,000. This makes Central a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Central?
20% Down Payment
$78,776
on $393,880
Monthly P&I
$2,054/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,609/mo
incl. taxes & insurance
Income Needed
$104,360
gross annual (30% rule)
10% Down Option
$39,388
+ PMI applies
Loan Amount (20% dn)
$315,104
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Central, UT?
The median home value in Central is $393,880 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Central?
Over the past year, home values in Central have increased by 0.8%. Over five years, prices have risen approximately 20.5%.
How much do I need to earn to buy a home in Central?
To comfortably afford the median home price of $393,880 with a 20% down payment ($78,776) at today's rates (6.8%), you'd need a gross annual income of approximately $104,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Central compare to the national average home price?
The national median home value is approximately $410,000. At $393,880, homes in Central are 4% below the national average.
What metro area is Central part of?
Central is part of the St. George, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.