Market Overview
Home Prices in Clearfield, UT
The median home value in Clearfield, UT is $425,613 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clearfield are priced4% above average. Clearfield is part of the Ogden-Clearfield, UT metro area.
Over the past five years, Clearfield home values have risen by approximately22.8%, reflecting strong long-term appreciation in this market.
Price History
Clearfield Home Price Trend
City Comparison
Clearfield vs. National Median
At $425,613, homes in Clearfield cost 4% above the national median of $410,000. Buyers in Clearfield should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Clearfield?
20% Down Payment
$85,123
on $425,613
Monthly P&I
$2,220/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,819/mo
incl. taxes & insurance
Income Needed
$112,760
gross annual (30% rule)
10% Down Option
$42,561
+ PMI applies
Loan Amount (20% dn)
$340,490
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clearfield, UT?
The median home value in Clearfield is $425,613 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Clearfield?
Over the past year, home values in Clearfield have increased by 2%. Over five years, prices have risen approximately 22.8%.
How much do I need to earn to buy a home in Clearfield?
To comfortably afford the median home price of $425,613 with a 20% down payment ($85,123) at today's rates (6.8%), you'd need a gross annual income of approximately $112,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Clearfield compare to the national average home price?
The national median home value is approximately $410,000. At $425,613, homes in Clearfield are 4% above the national average.
What metro area is Clearfield part of?
Clearfield is part of the Ogden-Clearfield, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.