Market Overview
Home Prices in Cottonwood Heights, UT
The median home value in Cottonwood Heights, UT is $789,273 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cottonwood Heights are priced93% above average. Cottonwood Heights is part of the Salt Lake City, UT metro area.
Over the past five years, Cottonwood Heights home values have risen by approximately20.9%, reflecting strong long-term appreciation in this market.
Price History
Cottonwood Heights Home Price Trend
City Comparison
Cottonwood Heights vs. National Median
At $789,273, homes in Cottonwood Heights cost 93% above the national median of $410,000. Buyers in Cottonwood Heights should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cottonwood Heights?
20% Down Payment
$157,855
on $789,273
Monthly P&I
$4,116/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,227/mo
incl. taxes & insurance
Income Needed
$209,080
gross annual (30% rule)
10% Down Option
$78,927
+ PMI applies
Loan Amount (20% dn)
$631,418
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cottonwood Heights, UT?
The median home value in Cottonwood Heights is $789,273 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Cottonwood Heights?
Over the past year, home values in Cottonwood Heights have increased by 2.5%. Over five years, prices have risen approximately 20.9%.
How much do I need to earn to buy a home in Cottonwood Heights?
To comfortably afford the median home price of $789,273 with a 20% down payment ($157,855) at today's rates (6.8%), you'd need a gross annual income of approximately $209,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Cottonwood Heights compare to the national average home price?
The national median home value is approximately $410,000. At $789,273, homes in Cottonwood Heights are 93% above the national average.
What metro area is Cottonwood Heights part of?
Cottonwood Heights is part of the Salt Lake City, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.