Market Overview
Home Prices in Garland, UT
The median home value in Garland, UT is $432,621 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garland are priced6% above average. Garland is part of the Ogden-Clearfield, UT metro area.
Over the past five years, Garland home values have risen by approximately28.7%, reflecting strong long-term appreciation in this market.
Price History
Garland Home Price Trend
City Comparison
Garland vs. National Median
At $432,621, homes in Garland cost 6% above the national median of $410,000. Buyers in Garland should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Garland?
20% Down Payment
$86,524
on $432,621
Monthly P&I
$2,256/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,865/mo
incl. taxes & insurance
Income Needed
$114,600
gross annual (30% rule)
10% Down Option
$43,262
+ PMI applies
Loan Amount (20% dn)
$346,097
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garland, UT?
The median home value in Garland is $432,621 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Garland?
Over the past year, home values in Garland have increased by 2%. Over five years, prices have risen approximately 28.7%.
How much do I need to earn to buy a home in Garland?
To comfortably afford the median home price of $432,621 with a 20% down payment ($86,524) at today's rates (6.8%), you'd need a gross annual income of approximately $114,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Garland compare to the national average home price?
The national median home value is approximately $410,000. At $432,621, homes in Garland are 6% above the national average.
What metro area is Garland part of?
Garland is part of the Ogden-Clearfield, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.