Market Overview
Home Prices in Joseph, UT
The median home value in Joseph, UT is $323,852 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Joseph are priced21% below average.
Price History
Joseph Home Price Trend
2022
$311,818
$312K
—
2023
$303,658
$304K
-2.6%
2024
$306,033
$306K
+0.8%
2025
$308,558
$309K
+0.8%
2026
$323,852
$324K
+5.0%
City Comparison
Joseph vs. National Median
🏠 Joseph
$323,852
National Median
$410,000
At $323,852, homes in Joseph cost 21% below the national median of $410,000. This makes Joseph a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Joseph?
20% Down Payment
$64,770
on $323,852
Monthly P&I
$1,689/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,145/mo
incl. taxes & insurance
Income Needed
$85,800
gross annual (30% rule)
10% Down Option
$32,385
+ PMI applies
Loan Amount (20% dn)
$259,082
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Joseph, UT?
The median home value in Joseph is $323,852 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Joseph?
Over the past year, home values in Joseph have increased by 5%.
How much do I need to earn to buy a home in Joseph?
To comfortably afford the median home price of $323,852 with a 20% down payment ($64,770) at today's rates (6.8%), you'd need a gross annual income of approximately $85,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Joseph compare to the national average home price?
The national median home value is approximately $410,000. At $323,852, homes in Joseph are 21% below the national average.