Market Overview
Home Prices in Layton, UT
The median home value in Layton, UT is $530,417 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Layton are priced29% above average. Layton is part of the Ogden-Clearfield, UT metro area.
Over the past five years, Layton home values have risen by approximately20.5%, reflecting strong long-term appreciation in this market.
Price History
Layton Home Price Trend
City Comparison
Layton vs. National Median
At $530,417, homes in Layton cost 29% above the national median of $410,000. Buyers in Layton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Layton?
20% Down Payment
$106,083
on $530,417
Monthly P&I
$2,766/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,513/mo
incl. taxes & insurance
Income Needed
$140,520
gross annual (30% rule)
10% Down Option
$53,042
+ PMI applies
Loan Amount (20% dn)
$424,334
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Layton, UT?
The median home value in Layton is $530,417 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Layton?
Over the past year, home values in Layton have increased by 2.5%. Over five years, prices have risen approximately 20.5%.
How much do I need to earn to buy a home in Layton?
To comfortably afford the median home price of $530,417 with a 20% down payment ($106,083) at today's rates (6.8%), you'd need a gross annual income of approximately $140,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Layton compare to the national average home price?
The national median home value is approximately $410,000. At $530,417, homes in Layton are 29% above the national average.
What metro area is Layton part of?
Layton is part of the Ogden-Clearfield, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.