Market Overview
Home Prices in Loa, UT
The median home value in Loa, UT is $385,280 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loa are priced6% below average.
Price History
Loa Home Price Trend
2022
$387,745
$388K
—
2023
$387,113
$387K
-0.2%
2024
$381,475
$381K
-1.5%
2025
$376,503
$377K
-1.3%
2026
$385,280
$385K
+2.3%
City Comparison
Loa vs. National Median
🏠 Loa
$385,280
National Median
$410,000
At $385,280, homes in Loa cost 6% below the national median of $410,000. This makes Loa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Loa?
20% Down Payment
$77,056
on $385,280
Monthly P&I
$2,009/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,551/mo
incl. taxes & insurance
Income Needed
$102,040
gross annual (30% rule)
10% Down Option
$38,528
+ PMI applies
Loan Amount (20% dn)
$308,224
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loa, UT?
The median home value in Loa is $385,280 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Loa?
Over the past year, home values in Loa have increased by 2.3%.
How much do I need to earn to buy a home in Loa?
To comfortably afford the median home price of $385,280 with a 20% down payment ($77,056) at today's rates (6.8%), you'd need a gross annual income of approximately $102,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Loa compare to the national average home price?
The national median home value is approximately $410,000. At $385,280, homes in Loa are 6% below the national average.