Market Overview
Home Prices in Vernal, UT
The median home value in Vernal, UT is $297,312 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vernal are priced27% below average. Vernal is part of the Vernal, UT metro area.
Over the past five years, Vernal home values have risen by approximately47.5%, reflecting strong long-term appreciation in this market.
Price History
Vernal Home Price Trend
City Comparison
Vernal vs. National Median
At $297,312, homes in Vernal cost 27% below the national median of $410,000. This makes Vernal a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Vernal?
20% Down Payment
$59,462
on $297,312
Monthly P&I
$1,551/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,970/mo
incl. taxes & insurance
Income Needed
$78,800
gross annual (30% rule)
10% Down Option
$29,731
+ PMI applies
Loan Amount (20% dn)
$237,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vernal, UT?
The median home value in Vernal is $297,312 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Vernal?
Over the past year, home values in Vernal have increased by 4.1%. Over five years, prices have risen approximately 47.5%.
How much do I need to earn to buy a home in Vernal?
To comfortably afford the median home price of $297,312 with a 20% down payment ($59,462) at today's rates (6.8%), you'd need a gross annual income of approximately $78,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Vernal compare to the national average home price?
The national median home value is approximately $410,000. At $297,312, homes in Vernal are 27% below the national average.
What metro area is Vernal part of?
Vernal is part of the Vernal, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.