Market Overview
Home Prices in Washington Terrace, UT
The median home value in Washington Terrace, UT is $399,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Washington Terrace are priced3% below average. Washington Terrace is part of the Ogden-Clearfield, UT metro area.
Over the past five years, Washington Terrace home values have risen by approximately19.3%, reflecting steady appreciation in this market.
Price History
Washington Terrace Home Price Trend
City Comparison
Washington Terrace vs. National Median
At $399,354, homes in Washington Terrace cost 3% below the national median of $410,000. This makes Washington Terrace a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Washington Terrace?
20% Down Payment
$79,871
on $399,354
Monthly P&I
$2,083/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,645/mo
incl. taxes & insurance
Income Needed
$105,800
gross annual (30% rule)
10% Down Option
$39,935
+ PMI applies
Loan Amount (20% dn)
$319,483
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Washington Terrace, UT?
The median home value in Washington Terrace is $399,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Washington Terrace?
Over the past year, home values in Washington Terrace have increased by 0.3%. Over five years, prices have risen approximately 19.3%.
How much do I need to earn to buy a home in Washington Terrace?
To comfortably afford the median home price of $399,354 with a 20% down payment ($79,871) at today's rates (6.8%), you'd need a gross annual income of approximately $105,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Washington Terrace compare to the national average home price?
The national median home value is approximately $410,000. At $399,354, homes in Washington Terrace are 3% below the national average.
What metro area is Washington Terrace part of?
Washington Terrace is part of the Ogden-Clearfield, UT metropolitan area. Home prices and market conditions can vary across the broader metro region.