Market Overview
Home Prices in Chittenden, VT
The median home value in Chittenden, VT is $392,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and down 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chittenden are priced4% below average. Chittenden is part of the Rutland, VT metro area.
Over the past five years, Chittenden home values have risen by approximately14.4%, reflecting steady appreciation in this market.
Price History
Chittenden Home Price Trend
City Comparison
Chittenden vs. National Median
At $392,636, homes in Chittenden cost 4% below the national median of $410,000. This makes Chittenden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chittenden?
20% Down Payment
$78,527
on $392,636
Monthly P&I
$2,048/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,601/mo
incl. taxes & insurance
Income Needed
$104,040
gross annual (30% rule)
10% Down Option
$39,264
+ PMI applies
Loan Amount (20% dn)
$314,109
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chittenden, VT?
The median home value in Chittenden is $392,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Chittenden?
Over the past year, home values in Chittenden have increased by 1.5%. Over five years, prices have risen approximately 14.4%.
How much do I need to earn to buy a home in Chittenden?
To comfortably afford the median home price of $392,636 with a 20% down payment ($78,527) at today's rates (6.8%), you'd need a gross annual income of approximately $104,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Chittenden compare to the national average home price?
The national median home value is approximately $410,000. At $392,636, homes in Chittenden are 4% below the national average.
What metro area is Chittenden part of?
Chittenden is part of the Rutland, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.