Market Overview
Home Prices in Grafton, VT
The median home value in Grafton, VT is $377,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4% compared to a year ago and down 13% from two years prior.
Compared to the U.S. national median of $410,000, homes in Grafton are priced8% below average.
Over the past five years, Grafton home values have fallen by approximately10.8%, reflecting softening conditions in this market.
Price History
Grafton Home Price Trend
2020
$342,449
$342K
—
2021
$422,815
$423K
+23.5%
2022
$485,935
$486K
+14.9%
2023
$442,989
$443K
-8.8%
2024
$451,753
$452K
+2.0%
2025
$393,141
$393K
-13.0%
2026
$377,262
$377K
-4.0%
City Comparison
Grafton vs. National Median
🏠 Grafton
$377,262
National Median
$410,000
At $377,262, homes in Grafton cost 8% below the national median of $410,000. This makes Grafton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Grafton?
20% Down Payment
$75,452
on $377,262
Monthly P&I
$1,968/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,499/mo
incl. taxes & insurance
Income Needed
$99,960
gross annual (30% rule)
10% Down Option
$37,726
+ PMI applies
Loan Amount (20% dn)
$301,810
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Grafton, VT?
The median home value in Grafton is $377,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4% year-over-year.
How much have home prices changed in Grafton?
Over the past year, home values in Grafton have decreased by 4%. Over five years, prices have fallen approximately 10.8%.
How much do I need to earn to buy a home in Grafton?
To comfortably afford the median home price of $377,262 with a 20% down payment ($75,452) at today's rates (6.8%), you'd need a gross annual income of approximately $99,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Grafton compare to the national average home price?
The national median home value is approximately $410,000. At $377,262, homes in Grafton are 8% below the national average.