Market Overview
Home Prices in Hardwick, VT
The median home value in Hardwick, VT is $265,051 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hardwick are priced35% below average.
Over the past five years, Hardwick home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Hardwick Home Price Trend
2020
$167,597
$168K
—
2021
$197,025
$197K
+17.6%
2022
$234,888
$235K
+19.2%
2023
$238,517
$239K
+1.5%
2024
$255,047
$255K
+6.9%
2025
$256,831
$257K
+0.7%
2026
$265,051
$265K
+3.2%
City Comparison
Hardwick vs. National Median
🏠 Hardwick
$265,051
National Median
$410,000
At $265,051, homes in Hardwick cost 35% below the national median of $410,000. This makes Hardwick a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hardwick?
20% Down Payment
$53,010
on $265,051
Monthly P&I
$1,382/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,755/mo
incl. taxes & insurance
Income Needed
$70,200
gross annual (30% rule)
10% Down Option
$26,505
+ PMI applies
Loan Amount (20% dn)
$212,041
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hardwick, VT?
The median home value in Hardwick is $265,051 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Hardwick?
Over the past year, home values in Hardwick have increased by 3.2%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Hardwick?
To comfortably afford the median home price of $265,051 with a 20% down payment ($53,010) at today's rates (6.8%), you'd need a gross annual income of approximately $70,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Hardwick compare to the national average home price?
The national median home value is approximately $410,000. At $265,051, homes in Hardwick are 35% below the national average.