Market Overview
Home Prices in Hartford, VT
The median home value in Hartford, VT is $433,716 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hartford are priced6% above average. Hartford is part of the Lebanon, NH-VT metro area.
Over the past five years, Hartford home values have risen by approximately37.6%, reflecting strong long-term appreciation in this market.
Price History
Hartford Home Price Trend
City Comparison
Hartford vs. National Median
At $433,716, homes in Hartford cost 6% above the national median of $410,000. Buyers in Hartford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hartford?
20% Down Payment
$86,743
on $433,716
Monthly P&I
$2,262/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,873/mo
incl. taxes & insurance
Income Needed
$114,920
gross annual (30% rule)
10% Down Option
$43,372
+ PMI applies
Loan Amount (20% dn)
$346,973
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hartford, VT?
The median home value in Hartford is $433,716 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Hartford?
Over the past year, home values in Hartford have increased by 4.7%. Over five years, prices have risen approximately 37.6%.
How much do I need to earn to buy a home in Hartford?
To comfortably afford the median home price of $433,716 with a 20% down payment ($86,743) at today's rates (6.8%), you'd need a gross annual income of approximately $114,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Hartford compare to the national average home price?
The national median home value is approximately $410,000. At $433,716, homes in Hartford are 6% above the national average.
What metro area is Hartford part of?
Hartford is part of the Lebanon, NH-VT metropolitan area. Home prices and market conditions can vary across the broader metro region.