Market Overview
Home Prices in Lincoln, VT
The median home value in Lincoln, VT is $451,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lincoln are priced10% above average.
Over the past five years, Lincoln home values have risen by approximately14.6%, reflecting steady appreciation in this market.
Price History
Lincoln Home Price Trend
2020
$358,705
$359K
—
2021
$393,706
$394K
+9.8%
2022
$435,532
$436K
+10.6%
2023
$446,532
$447K
+2.5%
2024
$463,712
$464K
+3.8%
2025
$455,403
$455K
-1.8%
2026
$451,265
$451K
-0.9%
City Comparison
Lincoln vs. National Median
🏠 Lincoln
$451,265
National Median
$410,000
At $451,265, homes in Lincoln cost 10% above the national median of $410,000. Buyers in Lincoln should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lincoln?
20% Down Payment
$90,253
on $451,265
Monthly P&I
$2,354/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,990/mo
incl. taxes & insurance
Income Needed
$119,600
gross annual (30% rule)
10% Down Option
$45,127
+ PMI applies
Loan Amount (20% dn)
$361,012
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lincoln, VT?
The median home value in Lincoln is $451,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Lincoln?
Over the past year, home values in Lincoln have decreased by 0.9%. Over five years, prices have risen approximately 14.6%.
How much do I need to earn to buy a home in Lincoln?
To comfortably afford the median home price of $451,265 with a 20% down payment ($90,253) at today's rates (6.8%), you'd need a gross annual income of approximately $119,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Lincoln compare to the national average home price?
The national median home value is approximately $410,000. At $451,265, homes in Lincoln are 10% above the national average.