Market Overview
Home Prices in Middletown Springs, VT
The median home value in Middletown Springs, VT is $343,393 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middletown Springs are priced16% below average. Middletown Springs is part of the Rutland, VT metro area.
Over the past five years, Middletown Springs home values have risen by approximately19.3%, reflecting steady appreciation in this market.
Price History
Middletown Springs Home Price Trend
City Comparison
Middletown Springs vs. National Median
At $343,393, homes in Middletown Springs cost 16% below the national median of $410,000. This makes Middletown Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middletown Springs?
20% Down Payment
$68,679
on $343,393
Monthly P&I
$1,791/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,275/mo
incl. taxes & insurance
Income Needed
$91,000
gross annual (30% rule)
10% Down Option
$34,339
+ PMI applies
Loan Amount (20% dn)
$274,714
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middletown Springs, VT?
The median home value in Middletown Springs is $343,393 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Middletown Springs?
Over the past year, home values in Middletown Springs have decreased by 0.4%. Over five years, prices have risen approximately 19.3%.
How much do I need to earn to buy a home in Middletown Springs?
To comfortably afford the median home price of $343,393 with a 20% down payment ($68,679) at today's rates (6.8%), you'd need a gross annual income of approximately $91,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Middletown Springs compare to the national average home price?
The national median home value is approximately $410,000. At $343,393, homes in Middletown Springs are 16% below the national average.
What metro area is Middletown Springs part of?
Middletown Springs is part of the Rutland, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.