Market Overview
Home Prices in Montpelier, VT
The median home value in Montpelier, VT is $433,729 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Montpelier are priced6% above average. Montpelier is part of the Barre, VT metro area.
Over the past five years, Montpelier home values have risen by approximately24.3%, reflecting strong long-term appreciation in this market.
Price History
Montpelier Home Price Trend
City Comparison
Montpelier vs. National Median
At $433,729, homes in Montpelier cost 6% above the national median of $410,000. Buyers in Montpelier should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Montpelier?
20% Down Payment
$86,746
on $433,729
Monthly P&I
$2,262/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,873/mo
incl. taxes & insurance
Income Needed
$114,920
gross annual (30% rule)
10% Down Option
$43,373
+ PMI applies
Loan Amount (20% dn)
$346,983
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Montpelier, VT?
The median home value in Montpelier is $433,729 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Montpelier?
Over the past year, home values in Montpelier have increased by 1.6%. Over five years, prices have risen approximately 24.3%.
How much do I need to earn to buy a home in Montpelier?
To comfortably afford the median home price of $433,729 with a 20% down payment ($86,746) at today's rates (6.8%), you'd need a gross annual income of approximately $114,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Montpelier compare to the national average home price?
The national median home value is approximately $410,000. At $433,729, homes in Montpelier are 6% above the national average.
What metro area is Montpelier part of?
Montpelier is part of the Barre, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.