Market Overview
Home Prices in Mt Holly, VT
The median home value in Mt Holly, VT is $408,931 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mt Holly are priced0% below average. Mt Holly is part of the Rutland, VT metro area.
Over the past five years, Mt Holly home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.
Price History
Mt Holly Home Price Trend
City Comparison
Mt Holly vs. National Median
At $408,931, homes in Mt Holly cost 0% below the national median of $410,000. This makes Mt Holly a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mt Holly?
20% Down Payment
$81,786
on $408,931
Monthly P&I
$2,133/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,709/mo
incl. taxes & insurance
Income Needed
$108,360
gross annual (30% rule)
10% Down Option
$40,893
+ PMI applies
Loan Amount (20% dn)
$327,145
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mt Holly, VT?
The median home value in Mt Holly is $408,931 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Mt Holly?
Over the past year, home values in Mt Holly have increased by 3.5%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in Mt Holly?
To comfortably afford the median home price of $408,931 with a 20% down payment ($81,786) at today's rates (6.8%), you'd need a gross annual income of approximately $108,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Mt Holly compare to the national average home price?
The national median home value is approximately $410,000. At $408,931, homes in Mt Holly are 0% below the national average.
What metro area is Mt Holly part of?
Mt Holly is part of the Rutland, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.