Market Overview
Home Prices in North Troy, VT
The median home value in North Troy, VT is $205,360 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14.7% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in North Troy are priced50% below average.
Over the past five years, North Troy home values have risen by approximately65.6%, reflecting strong long-term appreciation in this market.
Price History
North Troy Home Price Trend
2020
$109,574
$110K
—
2021
$124,030
$124K
+13.2%
2022
$144,730
$145K
+16.7%
2023
$152,577
$153K
+5.4%
2024
$176,365
$176K
+15.6%
2025
$178,998
$179K
+1.5%
2026
$205,360
$205K
+14.7%
City Comparison
North Troy vs. National Median
🏠 North Troy
$205,360
National Median
$410,000
At $205,360, homes in North Troy cost 50% below the national median of $410,000. This makes North Troy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in North Troy?
20% Down Payment
$41,072
on $205,360
Monthly P&I
$1,071/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,360/mo
incl. taxes & insurance
Income Needed
$54,400
gross annual (30% rule)
10% Down Option
$20,536
+ PMI applies
Loan Amount (20% dn)
$164,288
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in North Troy, VT?
The median home value in North Troy is $205,360 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14.7% year-over-year.
How much have home prices changed in North Troy?
Over the past year, home values in North Troy have increased by 14.7%. Over five years, prices have risen approximately 65.6%.
How much do I need to earn to buy a home in North Troy?
To comfortably afford the median home price of $205,360 with a 20% down payment ($41,072) at today's rates (6.8%), you'd need a gross annual income of approximately $54,400. This assumes keeping total housing costs at or below 30% of gross income.
How does North Troy compare to the national average home price?
The national median home value is approximately $410,000. At $205,360, homes in North Troy are 50% below the national average.