Market Overview
Home Prices in Proctor, VT
The median home value in Proctor, VT is $268,570 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Proctor are priced34% below average. Proctor is part of the Rutland, VT metro area.
Over the past five years, Proctor home values have risen by approximately32.0%, reflecting strong long-term appreciation in this market.
Price History
Proctor Home Price Trend
City Comparison
Proctor vs. National Median
At $268,570, homes in Proctor cost 34% below the national median of $410,000. This makes Proctor a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Proctor?
20% Down Payment
$53,714
on $268,570
Monthly P&I
$1,401/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,779/mo
incl. taxes & insurance
Income Needed
$71,160
gross annual (30% rule)
10% Down Option
$26,857
+ PMI applies
Loan Amount (20% dn)
$214,856
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Proctor, VT?
The median home value in Proctor is $268,570 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Proctor?
Over the past year, home values in Proctor have increased by 2.5%. Over five years, prices have risen approximately 32.0%.
How much do I need to earn to buy a home in Proctor?
To comfortably afford the median home price of $268,570 with a 20% down payment ($53,714) at today's rates (6.8%), you'd need a gross annual income of approximately $71,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Proctor compare to the national average home price?
The national median home value is approximately $410,000. At $268,570, homes in Proctor are 34% below the national average.
What metro area is Proctor part of?
Proctor is part of the Rutland, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.