Market Overview
Home Prices in Richford, VT
The median home value in Richford, VT is $246,836 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Richford are priced40% below average. Richford is part of the Burlington-South Burlington, VT metro area.
Over the past five years, Richford home values have risen by approximately36.5%, reflecting strong long-term appreciation in this market.
Price History
Richford Home Price Trend
City Comparison
Richford vs. National Median
At $246,836, homes in Richford cost 40% below the national median of $410,000. This makes Richford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Richford?
20% Down Payment
$49,367
on $246,836
Monthly P&I
$1,287/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,634/mo
incl. taxes & insurance
Income Needed
$65,360
gross annual (30% rule)
10% Down Option
$24,684
+ PMI applies
Loan Amount (20% dn)
$197,469
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Richford, VT?
The median home value in Richford is $246,836 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Richford?
Over the past year, home values in Richford have increased by 0.8%. Over five years, prices have risen approximately 36.5%.
How much do I need to earn to buy a home in Richford?
To comfortably afford the median home price of $246,836 with a 20% down payment ($49,367) at today's rates (6.8%), you'd need a gross annual income of approximately $65,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Richford compare to the national average home price?
The national median home value is approximately $410,000. At $246,836, homes in Richford are 40% below the national average.
What metro area is Richford part of?
Richford is part of the Burlington-South Burlington, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.