Market Overview
Home Prices in Sheffield, VT
The median home value in Sheffield, VT is $226,513 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 7.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sheffield are priced45% below average.
Price History
Sheffield Home Price Trend
2024
$245,386
$245K
—
2025
$226,477
$226K
-7.7%
2026
$226,513
$227K
+0.0%
City Comparison
Sheffield vs. National Median
🏠 Sheffield
$226,513
National Median
$410,000
At $226,513, homes in Sheffield cost 45% below the national median of $410,000. This makes Sheffield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sheffield?
20% Down Payment
$45,303
on $226,513
Monthly P&I
$1,181/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,500/mo
incl. taxes & insurance
Income Needed
$60,000
gross annual (30% rule)
10% Down Option
$22,651
+ PMI applies
Loan Amount (20% dn)
$181,210
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sheffield, VT?
The median home value in Sheffield is $226,513 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Sheffield?
Over the past year, home values in Sheffield have increased by 0%.
How much do I need to earn to buy a home in Sheffield?
To comfortably afford the median home price of $226,513 with a 20% down payment ($45,303) at today's rates (6.8%), you'd need a gross annual income of approximately $60,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Sheffield compare to the national average home price?
The national median home value is approximately $410,000. At $226,513, homes in Sheffield are 45% below the national average.