📍 St Johnsbury, VT · Zillow ZHVI · July 2026

Average Home Price in
St Johnsbury, VT

Caledonia County County

Median Home Value
$271,450
↑ 2.9% year-over-year
vs. National Median
$410,000
St Johnsbury is 34% below
Est. Monthly Payment
$1,416/mo
20% down · 6.8% rate
Income Needed
$72K
gross annual (30% rule)
Median Home Value
$271,450
↑ 2.9% year-over-year

Down Payment (20%)$54,290
Monthly P&I$1,416/mo
With Taxes & Ins.~$1,798/mo
Income Needed$71,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in St Johnsbury, VT

The median home value in St Johnsbury, VT is $271,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 0.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in St Johnsbury are priced34% below average.

Over the past five years, St Johnsbury home values have risen by approximately35.7%, reflecting strong long-term appreciation in this market.

City Comparison

St Johnsbury vs. National Median

🏠 St Johnsbury
$271,450
National Median
$410,000

At $271,450, homes in St Johnsbury cost 34% below the national median of $410,000. This makes St Johnsbury a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in St Johnsbury?

20% Down Payment
$54,290
on $271,450
Monthly P&I
$1,416/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,798/mo
incl. taxes & insurance
Income Needed
$71,920
gross annual (30% rule)
10% Down Option
$27,145
+ PMI applies
Loan Amount (20% dn)
$217,160
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in St Johnsbury, VT?
The median home value in St Johnsbury is $271,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in St Johnsbury?
Over the past year, home values in St Johnsbury have increased by 2.9%. Over five years, prices have risen approximately 35.7%.
How much do I need to earn to buy a home in St Johnsbury?
To comfortably afford the median home price of $271,450 with a 20% down payment ($54,290) at today's rates (6.8%), you'd need a gross annual income of approximately $71,920. This assumes keeping total housing costs at or below 30% of gross income.
How does St Johnsbury compare to the national average home price?
The national median home value is approximately $410,000. At $271,450, homes in St Johnsbury are 34% below the national average.