Market Overview
Home Prices in Topsham, VT
The median home value in Topsham, VT is $254,045 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and down 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Topsham are priced38% below average. Topsham is part of the Lebanon, NH-VT metro area.
Over the past five years, Topsham home values have risen by approximately14.3%, reflecting steady appreciation in this market.
Price History
Topsham Home Price Trend
City Comparison
Topsham vs. National Median
At $254,045, homes in Topsham cost 38% below the national median of $410,000. This makes Topsham a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Topsham?
20% Down Payment
$50,809
on $254,045
Monthly P&I
$1,325/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,683/mo
incl. taxes & insurance
Income Needed
$67,320
gross annual (30% rule)
10% Down Option
$25,405
+ PMI applies
Loan Amount (20% dn)
$203,236
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Topsham, VT?
The median home value in Topsham is $254,045 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Topsham?
Over the past year, home values in Topsham have increased by 0.7%. Over five years, prices have risen approximately 14.3%.
How much do I need to earn to buy a home in Topsham?
To comfortably afford the median home price of $254,045 with a 20% down payment ($50,809) at today's rates (6.8%), you'd need a gross annual income of approximately $67,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Topsham compare to the national average home price?
The national median home value is approximately $410,000. At $254,045, homes in Topsham are 38% below the national average.
What metro area is Topsham part of?
Topsham is part of the Lebanon, NH-VT metropolitan area. Home prices and market conditions can vary across the broader metro region.