Market Overview
Home Prices in Vergennes, VT
The median home value in Vergennes, VT is $365,790 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.1% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vergennes are priced11% below average.
Over the past five years, Vergennes home values have risen by approximately26.8%, reflecting strong long-term appreciation in this market.
Price History
Vergennes Home Price Trend
2020
$259,631
$260K
—
2021
$288,439
$288K
+11.1%
2022
$335,317
$335K
+16.3%
2023
$354,297
$354K
+5.7%
2024
$363,783
$364K
+2.7%
2025
$377,493
$377K
+3.8%
2026
$365,790
$366K
-3.1%
City Comparison
Vergennes vs. National Median
🏠 Vergennes
$365,790
National Median
$410,000
At $365,790, homes in Vergennes cost 11% below the national median of $410,000. This makes Vergennes a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Vergennes?
20% Down Payment
$73,158
on $365,790
Monthly P&I
$1,908/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,423/mo
incl. taxes & insurance
Income Needed
$96,920
gross annual (30% rule)
10% Down Option
$36,579
+ PMI applies
Loan Amount (20% dn)
$292,632
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vergennes, VT?
The median home value in Vergennes is $365,790 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.1% year-over-year.
How much have home prices changed in Vergennes?
Over the past year, home values in Vergennes have decreased by 3.1%. Over five years, prices have risen approximately 26.8%.
How much do I need to earn to buy a home in Vergennes?
To comfortably afford the median home price of $365,790 with a 20% down payment ($73,158) at today's rates (6.8%), you'd need a gross annual income of approximately $96,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Vergennes compare to the national average home price?
The national median home value is approximately $410,000. At $365,790, homes in Vergennes are 11% below the national average.