Market Overview
Home Prices in Waltham, VT
The median home value in Waltham, VT is $468,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and down 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waltham are priced14% above average.
Price History
Waltham Home Price Trend
2024
$462,728
$463K
—
2025
$454,954
$455K
-1.7%
2026
$468,031
$468K
+2.9%
City Comparison
Waltham vs. National Median
🏠 Waltham
$468,031
National Median
$410,000
At $468,031, homes in Waltham cost 14% above the national median of $410,000. Buyers in Waltham should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Waltham?
20% Down Payment
$93,606
on $468,031
Monthly P&I
$2,441/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,100/mo
incl. taxes & insurance
Income Needed
$124,000
gross annual (30% rule)
10% Down Option
$46,803
+ PMI applies
Loan Amount (20% dn)
$374,425
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waltham, VT?
The median home value in Waltham is $468,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Waltham?
Over the past year, home values in Waltham have increased by 2.9%.
How much do I need to earn to buy a home in Waltham?
To comfortably afford the median home price of $468,031 with a 20% down payment ($93,606) at today's rates (6.8%), you'd need a gross annual income of approximately $124,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Waltham compare to the national average home price?
The national median home value is approximately $410,000. At $468,031, homes in Waltham are 14% above the national average.