Market Overview
Home Prices in Waterbury, VT
The median home value in Waterbury, VT is $549,431 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waterbury are priced34% above average. Waterbury is part of the Barre, VT metro area.
Over the past five years, Waterbury home values have risen by approximately23.8%, reflecting strong long-term appreciation in this market.
Price History
Waterbury Home Price Trend
City Comparison
Waterbury vs. National Median
At $549,431, homes in Waterbury cost 34% above the national median of $410,000. Buyers in Waterbury should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Waterbury?
20% Down Payment
$109,886
on $549,431
Monthly P&I
$2,866/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,640/mo
incl. taxes & insurance
Income Needed
$145,600
gross annual (30% rule)
10% Down Option
$54,943
+ PMI applies
Loan Amount (20% dn)
$439,545
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waterbury, VT?
The median home value in Waterbury is $549,431 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Waterbury?
Over the past year, home values in Waterbury have increased by 0.5%. Over five years, prices have risen approximately 23.8%.
How much do I need to earn to buy a home in Waterbury?
To comfortably afford the median home price of $549,431 with a 20% down payment ($109,886) at today's rates (6.8%), you'd need a gross annual income of approximately $145,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Waterbury compare to the national average home price?
The national median home value is approximately $410,000. At $549,431, homes in Waterbury are 34% above the national average.
What metro area is Waterbury part of?
Waterbury is part of the Barre, VT metropolitan area. Home prices and market conditions can vary across the broader metro region.