Market Overview
Home Prices in Wilmington, VT
The median home value in Wilmington, VT is $440,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wilmington are priced7% above average.
Over the past five years, Wilmington home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.
Price History
Wilmington Home Price Trend
2020
$278,198
$278K
—
2021
$341,975
$342K
+22.9%
2022
$410,138
$410K
+19.9%
2023
$415,614
$416K
+1.3%
2024
$441,903
$442K
+6.3%
2025
$433,347
$433K
-1.9%
2026
$440,680
$441K
+1.7%
City Comparison
Wilmington vs. National Median
🏠 Wilmington
$440,680
National Median
$410,000
At $440,680, homes in Wilmington cost 7% above the national median of $410,000. Buyers in Wilmington should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Wilmington?
20% Down Payment
$88,136
on $440,680
Monthly P&I
$2,298/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,918/mo
incl. taxes & insurance
Income Needed
$116,720
gross annual (30% rule)
10% Down Option
$44,068
+ PMI applies
Loan Amount (20% dn)
$352,544
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wilmington, VT?
The median home value in Wilmington is $440,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Wilmington?
Over the past year, home values in Wilmington have increased by 1.7%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Wilmington?
To comfortably afford the median home price of $440,680 with a 20% down payment ($88,136) at today's rates (6.8%), you'd need a gross annual income of approximately $116,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Wilmington compare to the national average home price?
The national median home value is approximately $410,000. At $440,680, homes in Wilmington are 7% above the national average.