Market Overview
Home Prices in Wolcott, VT
The median home value in Wolcott, VT is $356,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 7.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wolcott are priced13% below average.
Over the past five years, Wolcott home values have risen by approximately8.5%, reflecting steady appreciation in this market.
Price History
Wolcott Home Price Trend
2020
$279,956
$280K
—
2021
$328,383
$328K
+17.3%
2022
$365,360
$365K
+11.3%
2023
$385,093
$385K
+5.4%
2024
$388,680
$389K
+0.9%
2025
$357,796
$358K
-7.9%
2026
$356,354
$356K
-0.4%
City Comparison
Wolcott vs. National Median
🏠 Wolcott
$356,354
National Median
$410,000
At $356,354, homes in Wolcott cost 13% below the national median of $410,000. This makes Wolcott a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wolcott?
20% Down Payment
$71,271
on $356,354
Monthly P&I
$1,859/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,361/mo
incl. taxes & insurance
Income Needed
$94,440
gross annual (30% rule)
10% Down Option
$35,635
+ PMI applies
Loan Amount (20% dn)
$285,083
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wolcott, VT?
The median home value in Wolcott is $356,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Wolcott?
Over the past year, home values in Wolcott have decreased by 0.4%. Over five years, prices have risen approximately 8.5%.
How much do I need to earn to buy a home in Wolcott?
To comfortably afford the median home price of $356,354 with a 20% down payment ($71,271) at today's rates (6.8%), you'd need a gross annual income of approximately $94,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Wolcott compare to the national average home price?
The national median home value is approximately $410,000. At $356,354, homes in Wolcott are 13% below the national average.