Market Overview
Home Prices in Captain Cook, HI
The median home value in Captain Cook, HI is $693,389 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and down 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Captain Cook are priced69% above average. Captain Cook is part of the Hilo, HI metro area.
Over the past five years, Captain Cook home values have risen by approximately12.6%, reflecting steady appreciation in this market.
Price History
Captain Cook Home Price Trend
City Comparison
Captain Cook vs. National Median
At $693,389, homes in Captain Cook cost 69% above the national median of $410,000. Buyers in Captain Cook should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Captain Cook?
20% Down Payment
$138,678
on $693,389
Monthly P&I
$3,616/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,592/mo
incl. taxes & insurance
Income Needed
$183,680
gross annual (30% rule)
10% Down Option
$69,339
+ PMI applies
Loan Amount (20% dn)
$554,711
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Captain Cook, HI?
The median home value in Captain Cook is $693,389 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Captain Cook?
Over the past year, home values in Captain Cook have decreased by 1.1%. Over five years, prices have risen approximately 12.6%.
How much do I need to earn to buy a home in Captain Cook?
To comfortably afford the median home price of $693,389 with a 20% down payment ($138,678) at today's rates (6.8%), you'd need a gross annual income of approximately $183,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Captain Cook compare to the national average home price?
The national median home value is approximately $410,000. At $693,389, homes in Captain Cook are 69% above the national average.
What metro area is Captain Cook part of?
Captain Cook is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.