Market Overview
Home Prices in Holualoa, HI
The median home value in Holualoa, HI is $1,010,911 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.7% compared to a year ago and down 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holualoa are priced147% above average. Holualoa is part of the Hilo, HI metro area.
Over the past five years, Holualoa home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.
Price History
Holualoa Home Price Trend
City Comparison
Holualoa vs. National Median
At $1,010,911, homes in Holualoa cost 147% above the national median of $410,000. Buyers in Holualoa should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Holualoa?
20% Down Payment
$202,182
on $1,010,911
Monthly P&I
$5,272/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,695/mo
incl. taxes & insurance
Income Needed
$267,800
gross annual (30% rule)
10% Down Option
$101,091
+ PMI applies
Loan Amount (20% dn)
$808,729
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holualoa, HI?
The median home value in Holualoa is $1,010,911 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.7% year-over-year.
How much have home prices changed in Holualoa?
Over the past year, home values in Holualoa have decreased by 3.7%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Holualoa?
To comfortably afford the median home price of $1,010,911 with a 20% down payment ($202,182) at today's rates (6.8%), you'd need a gross annual income of approximately $267,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Holualoa compare to the national average home price?
The national median home value is approximately $410,000. At $1,010,911, homes in Holualoa are 147% above the national average.
What metro area is Holualoa part of?
Holualoa is part of the Hilo, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.