Market Overview
Home Prices in Kahuku, HI
The median home value in Kahuku, HI is $1,074,607 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kahuku are priced162% above average. Kahuku is part of the Urban Honolulu, HI metro area.
Over the past five years, Kahuku home values have risen by approximately33.0%, reflecting strong long-term appreciation in this market.
Price History
Kahuku Home Price Trend
City Comparison
Kahuku vs. National Median
At $1,074,607, homes in Kahuku cost 162% above the national median of $410,000. Buyers in Kahuku should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kahuku?
20% Down Payment
$214,921
on $1,074,607
Monthly P&I
$5,605/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,118/mo
incl. taxes & insurance
Income Needed
$284,720
gross annual (30% rule)
10% Down Option
$107,461
+ PMI applies
Loan Amount (20% dn)
$859,686
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kahuku, HI?
The median home value in Kahuku is $1,074,607 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Kahuku?
Over the past year, home values in Kahuku have increased by 3%. Over five years, prices have risen approximately 33.0%.
How much do I need to earn to buy a home in Kahuku?
To comfortably afford the median home price of $1,074,607 with a 20% down payment ($214,921) at today's rates (6.8%), you'd need a gross annual income of approximately $284,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Kahuku compare to the national average home price?
The national median home value is approximately $410,000. At $1,074,607, homes in Kahuku are 162% above the national average.
What metro area is Kahuku part of?
Kahuku is part of the Urban Honolulu, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.